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Second-To-Die Policy in Dallas TX & Red Oak TX

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Princeton Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Princeton Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Princeton Insurance to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

Princeton Insurance

1304 Adair Street
Dallas, TX 75204
Main office: 469-916-9595

Our Providers

Testimonials

I have conducted business with Princeton Insurance for over 15 years. I am very pleased to recommend this agency. They are efficient, professional and will go the extra mile to find the best rate for you and your family.
Ruth L
The agents at Princeton Insurance have provided us expert guidance on claims several times, most recently when a tree fell on top of our garage. It is comforting to have an insurance expert on speed dial. Can highly recommend using Princeton Insurance.
Michael W
I am very satisfied with this agency. They are professional and handle everything in a timely manner! Awesome rates!
Bailey L
Excellent service. Professional and personal. Would definitely recommend!
Margaret P
We have been with Princeton for over 7 years and we couldn't be happier. Our needs have always been met and our agent is always quick to answer any questions we have along the way. We couldn't ask for anything more.
Melanie I
We have used Princeton for years, our agent is very helpful and always there to answer our questions!
Malissa E
Always professional, courteous, prompt and honest ... What more can you ask for out of your insurance representative? I've enjoyed watching them grow over the past 15 years.
HPF